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Current Mortgage and Refinance Rates

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The mortgage rates below are sample rates based on assumptions. Use our calculator to see estimated rates today for mortgage and refinance loans based on your specific needs.

Get Your Custom Rate

Interest rates for mortgages below may include up to 0.5 discount points as an upfront cost to borrowers. Rates for refinancing assume no cash out.

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Looking for interest rates on mortgage loans not listed above? Check mortgage rates

Still have questions?

New Loans

1-866-290-0462
Mon – Fri: 7 am – 8 pm
Sat: 8 am – 6 pm  
Central Time

Existing Loans

1-800-357-6675 
Mon – Fri: 6 am – 10 pm 
Sat: 8 am – 2 pm 
Central Time

Marque 9 para recibir atención en español.

Annual Percentage Rate (APR)

The cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. For home equity lines, the APR is just the interest rate.

Interest Rate

The cost a customer pays to a lender for borrowing funds over a period of time expressed as a percentage rate of the loan amount.

Conventional Conforming Mortgage

Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC).

Government

A loan that is either backed by the Federal Housing Administration (FHA) or a VA loan for eligible service members and veterans.

Larger Loan Amounts in Eligible Areas

In federally designated metropolitan areas, conventional and government loan limits have been increased to assist homebuyers.

Jumbo

A loan that exceeds Fannie Maes and Freddie Macs loan limits. Also called a non-conforming loan.

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Jaquelinee Wrate
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