Personal Instalment Loan

Annualised Percentage Rate as low as 1.78% and up to HKD3,000 Cash Rebate

Terms and Conditions apply to the offers and services. To borrow or not to borrow? Borrow only if you can repay!

Protect your Personal Digital Keys, beware of fraudulent links: We will never send you any email or SMS with a link asking you to log in to your Personal e-Banking or to provide personal information. View more security tips

After activating / switching your Mobile Security Key to a new device, you will need to verify your identity by visiting our branches or calling our Hotline (852) 2822 0228 before you can use some of our transfer functions and the Bank’s Mobile Cash Withdrawal service.


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Most popular

Featured offers

Featured services

New investment fund product page

Helps you capture global investment opportunities[3]

H A R O WhatsApp: A new way to communicate

Get instant FX rates and timely market updates via WhatsApp[1]

eIncomePro Deferred Annuity Plan (100% Guaranteed)

Enjoy 10 years of extra fixed income and a tax deduction[4]

Commercial Banking

Helping your business fly high at every stage

Security information centre


Realise your every key moment with us

Important notice

Hang Seng Bank Branch Service Arrangement

In response to the latest developments in the COVID-19 situation, the service hours of all street-level branches, outlets in MTR stations and Business Banking Centres have been adjusted until further notice. For details, please click here.

As a convenient alternative to visiting Hang Seng service points, customers can use one of the Bank’s other service channels, such as e-Banking, mobile banking or phone banking (personal customers: 2822 0228 / commercial customers: 2198 8000) to meet their banking needs.

Due to the implementation of enhanced security measures at the universities, access to university campus may be restricted to staff and students only. Customers wishing to visit university branches are encouraged to call our Customer Service Hotline at 2822 0228 in advance.

The Bank apologise for any inconvenience caused.



  1. Investment involves risks. Foreign exchange involves exchange rate risk. Terms and Conditions apply to the service.
  2. Terms and Conditions apply, please note the relevant product risks.
  3. Investment involves risks. Related funds are filtered by criteria in Hang Seng Fund SuperMart. Dividends’ past performance is no guarantee of future results.
  4. Terms and Conditions apply, please note the relevant product risks. The above life insurance plan is underwritten by Hang Seng Insurance Company Limited.

Tell us about you

Find us at the office

Eastmond- Sukel street no. 62, 79540 Hanga Roa, Easter Island

Give us a ring

Jaquelinee Wrate
+74 201 709 645
Mon - Fri, 9:00-15:00

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