• Overview
  • News
  • Analysis
  • Recos
  • Financials
  • Technicals
  • Peers
  • Shareholdings
  • MF
  • Corp Actions
  • About

Insights

View All

  • Company is able to expand its net interest margin on a continuous basis over the last 3 years with margins of 3.4% in last year. (Source: Consolidated Financials)

  • Stock gave a 3 year return of -36.17% as compared to Nifty Smallcap 100 which gave a return of 32.92%. (as of last trading session)

  • Stock generated -36.17% return as compared to Nifty Bank which gave investors 29.53% return over 3 year time period. (as of last trading session)

InsightsJammu & Kashmir Bank Ltd.

  • Net Interest Margin - Uptrend

    Company is able to expand its net interest margin on a continuous basis over the last 3 years with margins of 3.4% in last year. (Source: Consolidated Financials)

  • Stock Returns vs Nifty Smallcap 100

    Stock gave a 3 year return of -36.17% as compared to Nifty Smallcap 100 which gave a return of 32.92%. (as of last trading session)

  • Stock Returns vs Nifty Bank

    Stock generated -36.17% return as compared to Nifty Bank which gave investors 29.53% return over 3 year time period. (as of last trading session)

Do you find these insights useful?

  • hate it

  • meh

  • love it

Key Metrics

  • 4.96
  • 7.37
  • 2,614.80
  • 38
  • 0.40
  • 0.00
  • 1.00
  • 0.71
  • 37.09

Returns

  • 1 Day3.54%
  • 1 Week6.1%
  • 1 Month-4.19%
  • 3 Months26.25%
  • 1 Year108.26%
  • 3 Years-33.91%
  • 5 Years-47.37%

J&K Bank Stock Analysis

EARNINGS
FUNDAMENTAL
RELATIVE VALUATION
RISK
PRICE MOMENTUM

NO RATING (NR)

NEGATIVE (1-3)

NEUTRAL (4-7)

POSITIVE (8-10)

In-depth Reports on 4000+ Indian Stocks worth ₹1,499 with ET Prime membership

START FREE TRIAL

Recommendations

Financials

  • Income (P&L)

  • Balance Sheet

  • Cash Flow

  • Ratios

  • Insights

    • Net Interest Margin - Uptrend

      Company is able to expand its net interest margin on a continuous basis over the last 3 years with margins of 3.4% in last year. (Source: Consolidated Financials)
    Quarterly | AnnualJun 2021Mar 2021Dec 2020Sep 2020Jun 2020
    Total Income2,213.642,131.942,349.812,197.242,160.51
    Total Income Growth (%)3.83-9.276.941.70-5.18
    Provisions & Contingencies215.8328.27457.61324.91266.37
    Provisions & Contingencies Growth (%)663.46-93.8240.8421.98-57.07
    Profit after Tax (PAT)99.62322.2266.4437.782.01
    PAT Growth (%)-69.08384.9875.861,779.60-
    Gross NPA (%)0.109.678.718.8710.73
    Net NPA (%)0.032.952.503.033.05
    Net Profit Margin (%)4.5015.112.831.720.09
    Basic EPS (₹)1.404.520.930.530.03
    Quarterly | AnnualJun 2021Mar 2021Dec 2020Sep 2020Jun 2020
    Total Income2,211.482,129.652,348.022,194.472,157.94
    Total Income Growth (%)3.84-9.307.001.69-5.23
    Provisions & Contingencies215.8228.26457.61324.92266.37
    Provisions & Contingencies Growth (%)663.69-93.8240.8421.98-57.07
    Profit after Tax (PAT)104.32315.7565.9443.936.50
    PAT Growth (%)-66.96378.8450.10575.85-
    Gross NPA (%)0.109.678.718.8710.73
    Net NPA (%)0.032.952.503.033.05
    Net Profit Margin (%)4.7214.832.812.000.30
    Basic EPS (₹)1.464.430.920.620.09
    Quarterly | Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Total Income8,954.898,493.047,122.247,183.077,352.28
    Total Income Growth (%)5.4419.25-0.85-2.30-4.02
    Provisions & Contingencies2,664.461,253.021,179.162,926.621,251.88
    Provisions & Contingencies Growth (%)112.646.26-59.71133.78-5.67
    Profit after Tax (PAT)-1,183.39463.85202.69-1,632.99413.84
    PAT Growth (%)-355.12128.85--494.59-18.61
    Net Interest Margin (%)3.403.333.203.063.37
    Net Profit Margin (%)-14.016.043.06-24.426.04
    Basic EPS (₹)-16.598.353.63-33.598.58
    Quarterly | Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Total Income8,992.218,488.197,116.717,178.667,347.60
    Total Income Growth (%)5.9419.27-0.86-2.30-4.02
    Provisions & Contingencies2,664.461,253.021,179.162,926.621,251.88
    Provisions & Contingencies Growth (%)112.646.26-59.71133.78-5.68
    Profit after Tax (PAT)-1,139.41464.88202.72-1,632.29416.03
    PAT Growth (%)-345.10129.32--492.35-18.20
    Net Interest Margin (%)3.403.333.203.063.37
    Net Profit Margin (%)-13.496.053.06-24.416.07
    Basic EPS (₹)-15.978.353.64-33.598.58

    All figures in Rs Cr, unless mentioned otherwise

  • Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Advances64,399.0766,271.5156,912.7449,751.7750,193.29
    Advances Growth (%)-2.8316.4414.39-0.8812.58
    Deposits97,785.8389,636.8380,004.5372,458.9769,378.81
    Deposits Growth (%)9.0912.0410.414.445.54
    Total Equity6,345.856,621.766,157.595,672.896,420.86
    Total Equity Growth (%)-4.177.548.54-11.655.11
    Gross NPA (%)-----
    Net NPA (%)3.484.89---
    Capital Adequacy Ratios (%)11.4012.4611.4210.8011.81
    Contingent Liabilities5,756.786,392.546,988.667,299.8512,465.29
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Advances64,399.0766,271.5156,912.7449,816.1150,193.29
    Advances Growth (%)-2.8316.4414.25-0.7512.58
    Deposits97,788.2389,638.9080,006.5072,463.0969,390.25
    Deposits Growth (%)9.0912.0410.414.435.53
    Total Equity6,393.486,626.106,161.215,676.496,423.98
    Total Equity Growth (%)-3.517.558.54-11.645.14
    Gross NPA (%)10.978.979.9611.208.32
    Net NPA (%)3.484.894.904.874.31
    Capital Adequacy Ratios (%)11.4012.4611.4210.8011.81
    Contingent Liabilities5,756.786,392.546,988.666,108.9912,465.29

    All figures in Rs Cr, unless mentioned otherwise

  • Insights

    • Decrease in Cash from Investing

      Company has used Rs 114.69 cr for investing activities which is an YoY decrease of 30.34%. (Source: Consolidated Financials)
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Net Cash flow from Operating Activities4,373.94-2,991.712,362.682,457.10-218.95
    Net Cash used in Investing Activities-114.69-164.64-163.87-861.35-135.84
    Net Cash flow from Financing Activities-338.95768.61668.43592.85-176.15
    Net Cash Flow3,920.29-2,387.742,867.242,188.60-530.94
    Closing Cash & Cash Equivalent9,792.605,872.318,260.045,392.803,204.20
    Closing Cash & Cash Equivalent Growth (%)66.76-28.9153.1768.30-14.21
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Net Cash flow from Operating Activities4,374.33-2,995.432,362.342,451.40-218.94
    Net Cash used in Investing Activities-114.43-164.19-163.82-861.32-135.67
    Net Cash flow from Financing Activities-338.95768.61668.43592.85-176.15
    Net Cash Flow3,920.95-2,391.012,866.952,182.93-530.76
    Closing Cash & Cash Equivalent9,782.835,861.888,252.885,385.943,203.00
    Closing Cash & Cash Equivalent Growth (%)66.89-28.9753.2368.15-14.22

    All figures in Rs Cr, unless mentioned otherwise

  • Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Return on Equity (%)-22.117.713.66-32.416.44
    Return on Assets (%)-1.080.450.22-1.990.51
    Cost to Income (%)60.2944.0144.4964.6338.16
    Interest income to Earning assets (%)7.767.567.388.158.52
    Interest Expense to Earning assets (%)4.354.234.185.085.14
    Price to Earnings (x)-0.756.4616.64-2.397.12
    Price to Book (x)0.170.500.610.780.46
    Price to Sales (x)0.100.390.510.580.43
    Operating Profit Margin (%)-20.03-4.60-4.50-31.86-1.38
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Return on Equity (%)-21.117.723.65-28.756.47
    Return on Assets (%)-1.040.450.22-1.990.51
    Cost to Income (%)59.9643.9644.4564.5938.08
    Interest income to Earning assets (%)7.757.567.388.158.52
    Interest Expense to Earning assets (%)4.354.234.185.085.14
    Price to Earnings (x)-0.786.4416.61-2.397.08
    Price to Book (x)0.160.500.610.690.46
    Price to Sales (x)0.100.390.510.580.43
    Operating Profit Margin (%)-19.95-4.53-4.41-31.78-1.28

Financial InsightsJammu

  • Income (P&L)
  • Cash Flow
    • Net Interest Margin - Uptrend

      Company is able to expand its net interest margin on a continuous basis over the last 3 years with margins of 3.4% in last year. (Source: Consolidated Financials)

    • Decrease in Cash from Investing

      Company has used Rs 114.69 cr for investing activities which is an YoY decrease of 30.34%. (Source: Consolidated Financials)

Do you find these insights useful?

  • hate it

  • meh

  • love it

Technicals

  • Buy / Sell Signals

  • Price Analysis

  • Pivot Levels & ATR

  • Chart

  • Stock doesnt have any Buy/Sell Signals.

  • 40%

    Positive Movement since
    1st Jan 2005 on basis

    59%

    Negative Movement since
    1st Jan 2005 on basis

    Exclude

  • Pivot Levels

    R1R2R3PIVOTS1S2S3
    Classic-------

    Average True Range

    5 DAYS14 DAYS28 DAYS
    ATR---

Peer Comparison

  • Stock Performance

  • Ratio Performance

    • CHART
    • TABLE

    Insights

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -36.17% as compared to Nifty Smallcap 100 which gave a return of 32.92%. (as of last trading session)
    • Stock Returns vs Nifty Bank

      Stock generated -36.17% return as compared to Nifty Bank which gave investors 29.53% return over 3 year time period. (as of last trading session)
    • 1D
    • 1W
    • 1M
    • 3M
    • 6M
    • 1Y
    • 5Y
  • Insights

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -36.17% as compared to Nifty Smallcap 100 which gave a return of 32.92%. (as of last trading session)
    • Stock Returns vs Nifty Bank

      Stock generated -36.17% return as compared to Nifty Bank which gave investors 29.53% return over 3 year time period. (as of last trading session)

    Ratio Performance

    NAMEP/E (x)P/B (x)ROE %ROA %Rev CAGR [3Yr]OPMNPMNIM %Cost to Income %Interest income to Earning assets %Net NPA %Capital Adequacy Ratio %
    J&K Bank4.960.41-22.11-1.087.55-20.03-14.013.4060.297.763.4811.40
    IDFC First Bank-113.421.512.690.2921.03-11.083.024.5250.239.791.8613.77
    Federal Bank10.791.0410.080.8113.54-2.1711.622.8638.036.981.1914.62
    City Union Bank19.202.0110.141.117.07-2.7014.333.4340.127.752.9719.52
    RBL Bank-115.740.804.180.5223.26-17.746.184.1153.308.502.1217.50
    Add More

    Annual Ratios (%)

    Choose from Peers

    • CSB Bank
    • Karur Vysya Bank
    • DCB Bank
    • South Indian Bnk
    • Karnataka Bank

    See All Parameters

Peers InsightsJammu & Kashmir Bank Ltd.

  • Stock Returns vs Nifty Smallcap 100

    Stock gave a 3 year return of -36.17% as compared to Nifty Smallcap 100 which gave a return of 32.92%. (as of last trading session)

  • Stock Returns vs Nifty Bank

    Stock generated -36.17% return as compared to Nifty Bank which gave investors 29.53% return over 3 year time period. (as of last trading session)

Do you find these insights useful?

  • hate it

  • meh

  • love it

Shareholding Pattern

  • QOQ Change

  • Total Shareholdings

  • Showing Shareholding as on 30 Jun 2021

    Category30 Jun 202131 Mar 202131 Dec 202030 Sep 2020
    Promoters68.1868.1868.1868.18
    Pledge0.000.000.000.00
    FII1.793.595.857.09
    DII0.220.190.120.07
    Mutual Funds0.220.190.120.07
    Others29.8128.0425.8524.66
  • Showing Shareholding as on 30 Jun 2021

    CategoryNo. of SharesPercentage% Change QoQ
    Promoters48,64,25,57868.18 %0.00
    Pledge00.00 %0.00
    FII1,27,35,3781.79 %-1.80
    DII15,80,3300.22 %0.03
    MF15,80,1300.22 %0.03
    Others21,27,09,65229.81 %1.77

MF Ownership

    • 4.25

      Amount Invested (in Cr.)

    • 1.45%

      % of AUM

    • -0.95

      % Change (MoM basis)

    • 0.01

      Amount Invested (in Cr.)

    • 0.01%

      % of AUM

    • 0.00

      % Change (MoM basis)

MF Ownership as on 31 July 2021

Top Searches:

Corporate Actions

  • Board Meeting/AGM

  • Dividends

  • Others
  • Meeting DateAnnounced onPurposeDetails
    Aug 13, 2021Aug 05, 2021Board MeetingQuarterly Results
    Aug 06, 2021Aug 03, 2021Board MeetingOthers
    Jul 23, 2021Jun 21, 2021POM-
    Jun 17, 2021Jun 14, 2021Board MeetingAudited Results & Others
    Jun 04, 2021May 31, 2021Board MeetingOthers
  • TypeDividendDividend per ShareEx-Dividend DateAnnounced on
    Final175%1.75Jul 11, 2016May 24, 2016
    Final210%2.1Aug 13, 2015May 18, 2015
    Final500%50.0Jul 24, 2014May 15, 2014
    Final500%50.0Jun 13, 2013May 15, 2013
    Final335%33.5Jul 05, 2012May 12, 2012
  • All TypesEx-DateRecord DateAnnounced onDetails
    SplitsSep 04, 2014Sep 05, 2014Jun 12, 2014Split: Old FV10.0| New FV:1.0

About J&K Bank

Jammu & Kashmir Bank Ltd., incorporated in the year 1938, is a banking company (having a market cap of Rs 2,518.48 Crore).Jammu & Kashmir Bank Ltd. key Products/Revenue Segments include Interest & Discount on Advances & Bills, Income From Investment, Interest On Balances with RBI and Other Inter-Bank Funds and Interest for the year ending 31-Mar-2020. Show More

  • Executives

  • Auditors

  • RK

    R K Chhibber

    Chairman & Managing Director

    Show More

  • K K Goel & Associates

    P C Bindal & Co.

    Verma Associates

    O P Garg & Co.

Key Indices Listed on

S&P BSE 500, Nifty PSU Bank, S&P BSE 250 SmallCap Index, + 8 more

Address

Corporate Headquarters,M. A. Road,Srinagar, Jammu & Kashmir - 190001

More Details

J&K Bank Share Price Update

Jammu & Kashmir Bank Ltd. share price moved up by 3.54% from its previous close of Rs 35.30. Jammu & Kashmir Bank Ltd. stock last traded price is 36.55

Share PriceValue
Today/Current/Last36.55
Previous Day35.30

Trending in Markets

DATA SOURCES: TickerPlant (for live BSE/NSE quotes service) and Dion Global Solutions Ltd. (for corporate data, historical price & volume, F&O data). Sensex & BSE Quotes and Nifty & NSE Quotes are real-time and licensed from BSE and NSE respectively. All timestamps are reflected in IST (Indian Standard Time).

DISCLAIMER: Any and all content on this website including tools/analysis is provided to you only for convenience and on an “as-is, as- available” basis without representation and warranties of any kind. The content and any output of such tools/analysis is for informational purposes only and should not be relied upon or construed as an investment advice or guarantee for any specific performance/returns advice or considered as recommendation for the purchase or sale of any security or investment. You are advised to exercise caution, discretion and independent judgment with regards to the same and seek advice from professionals and certified experts before taking any decisions.

By using this site, you agree to the Terms of Service and Privacy Policy.

Tell us about you

Find us at the office

Eastmond- Sukel street no. 62, 79540 Hanga Roa, Easter Island

Give us a ring

Jaquelinee Wrate
+74 201 709 645
Mon - Fri, 9:00-15:00

Reach out