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NAV as of(Sep 01, 2021)
₹ 25.06 0.06 % 1-D Change
Returns since inception
Out of 22
Generated returns consistently
Increased returns for each unit of additional risk
Controlled losses during market corrections
Delivered returns without frequent ups and downs
Minimum SIP amount is ₹
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Minimum Lumpsum amount is ₹
This fund is non-buyable
This fund is no longer available to invest
This fund vs
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About this Fund
UTI Short-term Income Direct-Growth is a Short Duration mutual fund scheme from UTI Mutual Fund. This fund has been in existence for 8 yrs 8 m, having been launched on 01/01/2013. UTI Short-term Income Direct-Growth has ₹3,509 Crores worth of assets under management (AUM) as on 30/06/2021 and is medium-sized fund of its category. The fund has an expense ratio of 0.34%, which is close to what most other Short Duration funds charge..
- UTI Short-term Income Direct-Growth returns of last 1-year are 5.68%. Since launch, it has delivered 7.24% average annual returns.
- UTI Short-term Income Direct-Growth schemes ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
- The funds credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
- The funds top holdings are in GOI, National Bank For Agriculture & Rural Development, Housing Development Finance Corpn. Ltd., Axis Finance Ltd., Housing & Urban Development Corpn. Ltd..
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Total investment Invested
Current value of investment Current value
You would have earned ₹ 1,001 more by investing in ETMONEY Direct Plan
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
- Top Stock Holdings
- Allocation by Market Cap
- Allocation by Sector
Top Stock Holdings
Bifurcation by Holding is not available for this fund
Allocation by Sector
Bifurcation by Sector is not available for this fund
- Top Debt Holdings
- Allocation by Credit Quality
- Allocation by Instruments
Top Debt Holdings
National Bank For Agriculture & Rural Development 5.05%
Housing Development Finance Corpn. Ltd. 5.04%
Allocation by Credit Quality
Allocation by Instruments
Non Convertible Debenture 17.15%
Net Current Assets 10.42%
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|Period||Trailing returns||Category average||Rank within category|
|1 month||0.69%||0.66%||6 / 20|
|3 months||1.64%||1.5%||4 / 20|
|6 months||3.45%||3.36%||8 / 20|
|1 year||5.62%||5.53%||8 / 20|
|3 years||4.19%||7.8%||19 / 20|
|5 years||5.35%||7.39%||18 / 19|
Sorry! Our analysts are busy working on analysing a risk rating for this scheme. Please bear with us in the meantime.
- Email: firstname.lastname@example.org
- Phone: 022- 66786666 / 66786354 / 1800-22-1230
- Address: UTI Tower, GN Block,
Allocation Break-up by Holdings
Allocation Break-up by Sectors
Allocation Break-up by Holdings
National Bank For Agriculture & Rural Development5.05%
Housing Development Finance Corpn. Ltd.5.04%
Axis Finance Ltd.4.53%
Housing & Urban Development Corpn. Ltd.3.01%
Rural Electrification Corpn. Ltd.2.96%
Hindustan Petroleum Corpn. Ltd.2.86%
Reserve Bank of India2.85%
Indian Railway Finance Corpn. Ltd.2.76%
India Grid Trust2.18%
Mahindra Rural Housing Finance Ltd.2%
Sheba Properties Ltd.1.7%
ICICI Bank Ltd.1.49%
Food Corporation of India1.48%
Bank Of Baroda1.45%
Punjab National Bank1.44%
Shriram Transport Finance Co. Ltd.1.43%
Mahindra & Mahindra Financial Services Ltd.1.31%
Muthoot Finance Ltd.1.17%
Bajaj Finance Ltd.1%
Madhya Pradesh State0.9%
Indian Hotels Co. Ltd.0.74%
Indian Oil Corpn. Ltd.0.73%
Sundaram Bnp Paribas Home Finance Ltd.0.72%
Piramal Enterprises Ltd.0.71%
Cholamandalam Investment & Finance Co. Ltd.0.57%
Export-Import Bank Of India0.35%
Reliance Ports and Terminals Ltd0.3%
State Bank of India0.29%
Clearing Corporation of India0.14%
Larsen & Toubro Ltd.0.08%
Allocation Break-up by Credit Quality
Cash & Call Money10.42%
Allocation Break-up by Instruments
Non Convertible Debenture17.15%
Net Current Assets10.42%
GOI Securities Floating Rate Bond9.29%
Central Government Loan6.9%
State Development Loan6.31%
Additional Tier 1 Bond3.23%
Additional Tier 2 Bond1.44%
Short Term Deposit0.14%
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Frequently asked questions
The UTI Short-term Income Fund is a 8 yrs 8 m old fund and has delivered average annual returns of 7.2340093001466155% since inception.
UTI Short-term Income Fund Returns
NAV or Net Asset Value is the per-unit price of the Mutual Fund. The NAV of a Mutual Fund changes every day. It is calculated by taking the current value of the holdings of the fund at end of the day, subtracting the expenses, and dividing the value by the number of units issued to date.
The NAV of UTI Short-term Income Fund for Sep 01, 2021 is 25.06.
UTI Short-term Income Fund has an ETMONEY Rank of # 19 of 22 and a consistency rating of 2.
This indicates the fund has not generated great returns and even those are not very consistent. You might want to look at other funds in its category.
On ETMONEY, Investing in UTI Short-term Income Fund is fast, easy, and 100% paperless. And it takes only minutes. Here is what you need to do -
- Click on the Invest Now Button present on the top right-hand side.
- Enter your email id, select whether you want to do a one-time investment or start a SIP and add the amount
- Provide few more details needed including the bank account from which you will be making the payment and confirm.
- Thats it. Your SIP or one-time investment in UTI Short-term Income Fund is done.
The Expense Ratio of a Mutual Fund is the annual charges you pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio is a percentage of Assets Under Management (AUM) and is taken from the returns generated by the fund. For this reason, a fund with a lower expense ratio is always better because a smaller part of the returns will be taken and that means more returns for you.
The Expense Ratio of the direct plan of UTI Short-term Income Fund is 0.34%. .
Redeeming your investments in UTI Short-term Income Fund is super easy. If you have invested in this fund via ETMONEY, just login into the app, go to the investment section and put the redemption request.
If you have invested in UTI Short-term Income Fund from anywhere else, you can go to the fund house website and put a request through it.
AUM or Asset Under Management is the total value of the assets held by a Mutual Fund scheme. For instance, for an equity Mutual Fund, the AUM will be the total value of its portfolios equity shares (plus any other asset it might have invested in). The AUM of the fund changes every day because the price of the underlying asset fluctuates daily. However, the Mutual Fund company doesnt update it every day. It is updated only at the end of the month and released within few days of the next month.
The AUM of the fund is a good indicator of its popularity. A fund with a high AUM means a lot of money has been invested in it, and investors like it. However, the AUM should never be the primary criteria while selecting a fund. There are funds with huge AUMs that continue to perform well despite their size.
The AUM of UTI Short-term Income Fund is ₹ 3,509 Crs.
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The UTI Short-term Income Fund allocation by credit quality is given below
|Credit Quality||Percentage of Portfolio|
|Cash & Call Money||10.42%|
The top 3 debt holdings of UTI Short-term Income Fund are as follows
|Holding Name||Percentage of Portfolio|
|National Bank For Agriculture & Rural Development||5.05%|
|Housing Development Finance Corpn. Ltd.||5.04%|
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